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G.Damodar Reddy
Saptagiri Grameena Bank –సప్తగిరి గ్రామీనా బ్యాంక్
Saptagiri Grameena Bank – सप्तगिरि ग्रामीण बैंक Gramin or Grameena banks are regional banks operated by the government of India and state government to provide banking and financial facilities to the people living in rural or unreached areas. There are many regional banks operated by the Government of India in different states of India. There are about 57 Gramin banks in India. The Government of India holds the maximum shares in these banks.
Saptagiri Grameena Bank schemes
This is One od the a regional bank in Andhra Pradesh, India. This bank was established on 1st July 2006 when Sri Venkateswara Grameena Bank and Kanakadurga Grameena Bank were merged into one bank as SGB. It has its head office in Chittoor, Chittoor district, Andhra Pradesh.
This bank serves in Chittoor and Krishna district of Andhra Pradesh. As per RRB Act, 1976 the total capital shares is 500 lakhs of which the majority shares are held by Government of India (50%) followed by Sponsor Bank (35%) and State Government (15%). The bank was awarded the best bank for SHG finance award. Sri B. Suribabu is the present chairman of the bank. The bank total business in March 2015 was Rs 6480 crore.
Saptagiri Grameena Bank Branches
This bank has about 208 branches of which 129 in Chittoor and 19 in Krishna district of Andhra Pradesh. The majority of the branches are in rural areas with some in semi-urban and urban areas too.
The Following are the list of SGB Contact Details
| Branch Name | Address | Phone No. |
| Alluru | Alluru – 521 343 | 08677 – 283230 |
| Via Korukollu | ||
| Mudinepalle Mandal | ||
| Pedagonnuru Post | ||
| Krishna Dist. | ||
| A.Rangampet | A.Rangampet – 517 104 | 0877 – 2236318 |
| Chandragiri Mandal | ||
| Chittoor Dist. | ||
| Balliparru | Balliparru – 521 369 | 08672 – 241257 |
| Pedana Mandal | ||
| Krishna Dist. | ||
| Bangarupalem | Bangarupalem – 517 416 | 08573 – 280261 |
| Bangarupalem Mandal | ||
| Chittoor Dist. | ||
| B.Kothakota | 6/39,Santha Bazaar | 08582 – 226637 |
| B Kothakota – 517 370 | ||
| Chittoor Dist. | ||
| Buchi Naidu Kandriga | B N Kandriga – 517 644 | 08578 – 277367 |
| B N Kandriga Mandal | ||
| Chittoor Dist. | ||
| Cheemalapadu | Cheemalapadu – 521 227 | 08659 – 287233 |
| A Konduru Mandal | ||
| Krishna Dist. | ||
| Chembakur | Chembakur – 517 417� | 08581 – 254886 |
| Ramasamudram Mandal |
SGB – IFSC Codes
The IFSC code of some of the branches of Saptagiri – Grameena Bank is as follows:
Chittoor Branch – IDIB0SGB001
Gokul Circle, Punganur Brach – DIB0SGB001
Kadiri Road, Madanapalle Branch – IDIB0SGB001
Buchi Naidu Kandriga Branch –IDIB0SGB001
Neppalli Chalivendra Palem – IDIB0SGB001
The IFSC codes for all the branches in each district are similar.
Banking Services and Schemes
The bank provides its account holders with all the banking facilities and financial facilities available. The bank provided schemes are saving accounts, current account, Suraksha accounts, fixed deposit, reinvestment plan, recurring deposit, Kishan credit cards, and General Credit cards.
It also provides loans for dairy, poultry, irrigation, fishery, duckery, sericulture, animal rearing, along with education and housing loans. The Bank also provides car loans and two-wheeler loans. The other marketing services are LIC (Life Insurance Corporation of India) and mutual funds.
Overview
The bank is doing well in the banking sector because it offers 0.75% higher interest rates than other banks. The bank is also extending to arms to the touched village progressively.
Official Website : http://www.saptagirigrameenabank.in:82/
