Madhya Bihar Gramin Bank – History, Product and Services

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Madhya Bihar Gramin Bank -मध्य बिहार ग्रामीण बैंक

Madhya Bihar Gramin Bank is one of the successful banks in India, providing several financial services as per demands of its market, both rural and urban. They just don’t establish a business relationship with its customers, but also, the bank aims to develop a deeper relationship to provide the maximum level of service to them.

Madhya Bihar Gramin Bank
Image Source : just dial

MBGB History

It was incorporated on October 15, 2012, by Bihar Kshetriya Gramin Bank and Samastipur Kshetriya Gramin Bank. Moreover, it has several branches in 9 districts of Bihar viz. It is established under Regional Rural Bank sponsored by Punjab National Bank.

Bihar Gramin Bank Products and Services

Bihar Gramin Bank offers various services. The customer can open not just Current and Savings account but also, Salary account. There are Credit Cards with different benefits which caters the needs of the Customers. The bank can also provide its customers with several types of Loans such as Educational, Home, Car, and Personal loan. Mobile banking app was created to provide a convenient banking solution to its customers which enables its clients to pay bills, transfer money, speak with the customer service agent, and check the balance and transactions instantly. It’sIFSC CODE: PUNB0MBGB06

Bihar Gramin Bank
Image Source : dbgb.in

The Balance Sheet

On 31st of March, the financial statements, which includes the Balance Sheet, Cash flow and Profit and Loss Statement has been audited. The bank’s 9 Regional Offices and 20 of its Branches were audited by the bank itself through the guidelines provided by NABARD. Based on the statement, there were 184 unaudited branches (25.09% of deposits, 11.37% of interest income, 18.28% of interest expenses and 24.35% of advances).

The financial statement of the bank in accordance with the guidelines of Natural Bank for Agriculture and Rural Development and Reserve Bank of India, prepared by the Management under Bank Regulation Act. 1949 and Regional Rural Act. 1976.

Mbgb – Scheme Offer

The offer in accordance with the terms and conditions such as CIBIL database, security norms, KYC norms, maintenance of margins and others. Offer writing necessary for the existing or new housing loan in which the Branches are responsible.

  • The eligibility for Overdraft facility not applicable to NRI/ PIO Housing loan borrowers.
  • The Loan extent, the Minimum  Rs. 50,000 and maximum R.s. 25 lakh.
  • For housing property loan, 80% or up to Rs. 75 lakh.
  • OD Limit enhancement allowed for as long as the housing loan is running.

Contact Us

Official Website: https://dbgb.in/

HEAD OFFICE
SHRI VISHNU COMMERCIAL COMPLEX, NH-30, NEW BYPASS, NEAR BP HIGHWAY SERVICES PETROL PUMP, ASOCHAK,
PATNA-800016

Tollfree Number: 18001807777
Email.id – enquiry@mbgbpatna.com, complaints@mbgbpatna.com


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